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Purchase price  
Own capital min. 200'000.-
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Costs            
Purchase price     1'000'000.-      
Acquisition costs % 25'000.-      
Total acquisition         1'025'000.-  
Financing            
Own capital %     200'000.-  
Mortgage 1st rank     650'000.- = 65%    
Mortgage 2nd rank     150'000.- = 15%    
Total Mortgage         800'000.- = 80%
Total bank         800'000.- = 78%
Annual Costs            
Mortgage interest 1st rank % 19'500.-      
Mortgage interest 2nd rank % 5'250.-      
Total interest         24'750.-  
Mortgage amort. 2nd rank % 1'500.-      
Total amortization         1'500.-  
Running/maintenance costs %     10'000.-  
Total per year         36'250.-  
Total per month         3'021.-  
Minimum income            
-> per year       109'848.-  
-> per month       9'154.-  
Costs/income ratio         = 33%

Theoretically, the total amount of the housing-related costs shouldn't exceed 33% of your total income.
This financial plan doesn't have contractual value. It is at your disposal as an indication only and subject to confirmation from your Bank.